Anoka County Down Payment Assistance (DPA) Program

Anoka County has a Down Payment Assistance Program administered by the Anoka County Community Action Program, Inc. (ACCAP).  The program is designed to help qualified first time homebuyers purchase homes more affordably by providing $1,000 to $10,000 in down payment assistance. 

Eligibility Requirements:

Income:  Annual gross income cannot exceed the maximum income limitation allowed by HUD. The limit is based on 80% of the Metropolitan median income by household size.

Property Requirements:  The property must be the buyer/borrower(s)' principal place of residence for five years. It must be located in Anoka County. Eligible properties include single-family homes, condominiums, and townhouses. Both existing homes and new construction are eligible. Property must meet Section 8 Housing Quality Standards, as well as local and state codes. The maximum purchase price (as of 9/2/08) is $276,683 for a single family home.

Mortgage Qualification:  Borrowers must be able to qualify for a VA guaranteed, FHA insured, or Fannie Mae-approved conventional mortgage as determined by a participating private lender or must meet the requirements of locally approved initiatives designed to meet affordable housing needs in Anoka County.

Homebuyer Training:  Buyers must successfully complete ACCAP’s Home Ownership Program that includes attending a Home Stretch Workshop and participating in a financial counseling session prior to closing the loan.

Down Payment Assistance Application:  A Down Payment Assistance Application must be submitted (with supporting documentation) to ACCAP at least three weeks prior to closing.

For more information or an application, contact Teresa McCauley at ACCAP,  763-717-7845 or  teresa.mccauley@accap.org  

• Download the Anoka County HRA Down Payment Assistance Program Policy (updated 12/01/2009)
• Download the ACCAP Down Payment Assistance Program Brochure
• Download the Anoka County Down Payment Assistance Application

page last updated - 12/16/2009

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